Paygwyn turns your direct deposit into a calm plan. Connect your accounts, set a few friendly rules — we handle the rest automatically.
Upcoming paycheck
$3,240
Auto-allocated
Works with your bank
Link your checking or payroll account in under two minutes using bank-grade OAuth.
Set up rules like 50/30/20 or custom targets — percentages, fixed amounts, or caps.
Paygwyn routes every deposit automatically and sends plain-language alerts for each one.
Paygwyn is built for people who want every paycheck to feel purposeful without spreadsheets or stress. We translate your goals into friendly rules, then route your deposits automatically so you can focus on life.
Make smart money choices the default, not the chore.
Simple beats clever. Privacy matters. Progress beats perfection.
Connect your paycheck, set friendly rules, get real-time updates.
Built for busy people who want clarity without micromanaging every transfer.
Allocate every deposit the second it arrives — no taps required. Set it once and forget it.
Percentages, fixed amounts, caps, and simple presets. Financial logic without the jargon.
Plain-language updates for every transfer you care about. No noise, just the signal.
Whether you're paycheck-to-paycheck or optimizing a healthy budget, Paygwyn keeps the boring parts on autopilot — so you can focus on the fun parts of life.
No official tiers are live yet. Beta members get full access while we shape final plans with customer feedback.
Free
during beta
Plans
in progress
Pilot
programs
No official pricing tiers yet — we'll announce details before public launch.
Security isn't a feature. It's the foundation for trust.
TLS 1.3 in transit, AES-256 at rest, and regularly rotated keys. The same standard your bank uses.
Secure OAuth providers and session cookies only. We never store your bank credentials — ever.
Full allocation traceability with real-time anomaly detection. Every transfer logged, every anomaly flagged.
Browse guides, check status, or chat with us when you need a hand.