Friendly money automation

Every paycheck, already sorted into what matters most.

Paygwyn turns your direct deposit into a calm plan. Connect your accounts, set a few friendly rules, and we handle the rest with automatic transfers.

See how it works
Bank-level security
Setup in minutes
No spreadsheets

Upcoming paycheck

$3,240

Friday

Flow preview

Auto-sorted
Bills $1,200
Savings $900
Goals $700

Instant alerts

We notify you for every transfer

Connect once

Link your checking or payroll account in under two minutes.

Pick your plan

Set up rules like 50/30/20 or custom targets.

Relax

Paygwyn routes every deposit automatically and sends alerts.

About Paygwyn

We make money feel calm, kind, and fully in your control.

Paygwyn is built for people who want every paycheck to feel purposeful without spreadsheets or stress. We translate your goals into friendly rules, then route your deposits automatically so you can focus on life.

$10M+

Allocated by early users

97%

Say budgeting feels easier

2 min

Typical setup time

24/7

Monitoring & alerts

Our mission

Make smart money choices the default, not the chore.

What we believe

Simple beats clever. Privacy matters. Progress beats perfection.

How it works

Connect your paycheck, set friendly rules, get real-time updates.

Solutions

The friendly way to split every payday.

Built for busy people who want clarity without micromanaging every transfer.

Automatic splits

Allocate every deposit the second it arrives — no taps required.

Rules that feel human

Percentages, fixed amounts, caps, and simple presets.

Real-time alerts

Plain-language updates for every transfer you care about.

Whether you’re paycheck-to-paycheck or optimizing a healthy budget, Paygwyn keeps the boring parts on autopilot so you can focus on the fun parts of life.

Pricing

Private beta today, pricing before launch.

No official tiers are live yet. Beta members get full access while we shape final plans with customer feedback.

Beta access
Free during beta
  • Invite-only onboarding
  • Core automation features included
  • No payment method required
Pricing roadmap
Plans in progress
  • Published before general availability
  • Advance notice before any billing starts
  • Beta feedback helps shape final tiers
Teams
Pilot programs
  • Early shared-budget workflows
  • Admin controls on the near-term roadmap
  • Direct onboarding support

No official pricing tiers yet. We will announce details before public launch.

Security

Guardrails for every dollar.

Security isn’t a feature. It’s the foundation for trust.

Bank-grade encryption

TLS 1.3 in transit, AES-256 at rest, and regularly rotated keys.

No password storage

Secure providers and session cookies only. We never store bank creds.

Auditing & alerts

Full allocation traceability with real-time anomaly detection.

Support

You’re never on your own.

Browse guides, check status, or chat with us when you need a hand.